Pet Insurance
A pet is like a family member, and they need care just like we do. We want to keep them safe, but unexpected accidents or illnesses can happen, leading to high vet bills. That’s where pet insurance can help out!
What is Pet Insurance?
Pets are like family, and many people can’t imagine their home without them. If you really care about your pets, you want to keep them safe and secure. That’s where pet insurance comes in. It’s like health insurance, but for your furry friends. It helps with medical bills and takes care of some costs so that you don’t have to worry too much if your pet gets sick or hurt. It is a way to make sure our pets get the care they need, just like any other member of the family.
Benefits of Pet Health Insurance
Owning pet insurance in India has its perks tailored to your furry friend’s needs, making pet care more manageable. Here are some advantages:
Surgery Expenses Coverage: If your pet needs surgery, the insurance helps with the costs.
Long Term Care Cover: For prolonged medical care needs.
Medical Care: In case your pet needs to stay at the vet, the insurance covers the medical expenses.
Mortality Benefit: If the unfortunate happens, and your pet passes away, the insurance provides a benefit.
OPD Cover: Helps with expenses for outpatient treatments.
Terminal Diseases Cover: Covers costs related to severe illnesses.
Third Party Liability Cover: If your pet causes harm or damage, this cover takes care of it.
Lost /Theft /Straying Cover: If your pet goes missing or is stolen, the insurance offers coverage.
Types of Pet Insurance
Various pet insurance plans are available in India, covering a range of expenses for pet owners. Originally focused on livestock, insurance companies now offer comprehensive coverage, including protection against death, global transit, third-party liabilities, theft or loss of pets, and expenses related to dogs.
Here are the primary types of pet insurance plans:
1. Dog Insurance
- With an estimated 28-29 million pets in the country, dogs constitute a significant portion.
- The popularity of pet parents has risen, particularly since the COVID-19 outbreak.
- Many pet insurance companies specifically target dog owners, aiming to safeguard their furry companions from potential harm.
2. Cat Insurance
- Insurance providers also extend coverage to cat owners.
- For cat owners, pet insurance ensures the protection of their adventurous feline friends and contributes to their overall well-being.
- This coverage includes safeguarding against accidents and other potential risks that cats may encounter.
Right Age of Pet for Getting Pet Insurance Plans
We’re excited that you’re exploring pet dog insurance! To enroll, your dog should be 3 months to 4 years old for Giant Breeds or 3 months to 7 years old for Large /Medium/ Small breeds. You can keep renewing the coverage, extending it up to 6 years for Giant breeds or 10 years for Large/Medium/Small breeds.
Pet Insurance Companies in India
If you’re looking to insure your pet in India, you can check out these companies:
- Â The New India Assurance Company Limited
- Â Bajaj Allianz General Insurance Company Limited
- Go Digit General Insurance Limited